Max helps you earn more, even as rates change
Keep the benefits of your existing bank while earning higher yield with online banks
Earn up to 4.05%, FDIC-insured
- Earn market-leading rates
- Increase FDIC insurance coverage, up to $8 million per couple
- Open new accounts in as little as 60 seconds with just a few clicks (no need for logins, passwords, trial deposits, or endless form-filling)
- Year-end tax forms delivered to your inbox in a single PDF
How it works
Fund Max’s integrated checking account to earn more on a set amount of cash OR link your existing checking account and tell Max how much to keep there each month
- Use the Max Common Application to open high-yield savings accounts
- Each month, Max helps you allocate your cash to the banks with the highest rates, so you always earn the highest yield
Pricing
Max costs 2 basis points (0.02%) per quarter, or $20 per $100,000 held in your savings accounts, subject to a minimum of $12 every 3 months. No other costs or fees.