Max helps you earn more, automatically

Bank laptop

All the benefits of your existing bank while earning higher yield with online banks

Earn up to 2.02%, FDIC-insured

  • Earn preferential rates exclusive to Max
  • Increase FDIC insurance coverage, up to $8 million per couple
  • Open new accounts in as little as 60 seconds with just a few clicks (no need for logins, passwords, trial deposits, or endless form-filling)
  • Year-end tax forms delivered to your inbox in a single PDF

How it works

  1. Open Max Checking or link your existing checking or brokerage account and tell Max how much to keep there each month
  2. Use the Max Common Application to open high-yield savings accounts
  3. Each month, Max allocates your excess cash to the banks with the highest rates, so you always earn the highest yield

Pricing

Max costs 2 basis points (0.02%) per quarter, or $20 per $100,000 held in your savings accounts, subject to a minimum fee of $12 every 3 months. No other costs or fees.