Maximized earnings, made easy.
Max empowers you to grow your cash—and free your focus.
Innovative cash management.
Max works by connecting individuals and business owners with a network of leading banks, many of which offer preferential rates exclusive to Max. By helping you spread your cash across multiple high-yield savings accounts, Max helps you earn the best available rates while keeping your cash safe in your own FDIC-insured bank accounts. Max’s patented service monitors changing interest rates daily, and provides personalized recommendations to help you allocate your cash so that you’re always earning the highest rates available.
Max puts you in control of your cash.
Max is different from Certificates of Deposits (CDs), Money Market Funds, Cash Sweep Accounts and Bonds. Rather than lock up your funds or co-mingle them with others, Max helps you earn the highest yields by keeping your cash in your own FDIC-insured savings accounts.
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Brick-and-Mortar Banks | Online Banks | Brokerage Cash Sweeps | |
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| Expanded FDIC insurance coverage | 
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| Keep cash safe in your own bank accounts |
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| Avoid intermediaries and commingling of funds |
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| Ability to access funds same-day |
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| Earn the highest rates |
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How Max works.
Our straightforward process keeps you in control.
Funding
Fund your central account from your existing checking, savings, and brokerage accounts.
Optimization
Each month, funds move between your accounts to help you earn the highest yields.
True stories, real impact.
What our clients have to say about Max.
“There is nothing in the market that I’m aware of that can deliver all of this in one package.”
“This fills a massive gap in the market.”
“This would solve a major hole for RIAs.”
“Max isn’t just a source of core deposits — they’re a strategic partner that has enabled us to manage our balance sheet and optimize our cost of funding. Max has allowed us to efficiently attract new customers while maintaining the flexibility we need.”
“Max helps us attract direct relationships with affluent customers along with stable and predictable deposits. Max has been a great partner in supporting our long-term growth.”
“Most clients know they could be earning more on their cash but feel stuck or overwhelmed by the process. By showing clients how Max can boost their savings, I help them take action to increase their interest income.”
Getting started is easy.
Start making your cash work harder for you. Open a new account in as little as 2 minutes and start earning more — today and every day.